Say it.
It's logged.
MyLedger is the home expense tracker and bill reminder made for Ghanaian households. Speak or type a quick message — “I paid 350 cedis for ECG prepaid” — and it's saved, sorted and remembered before you put the phone down.
Good afternoon
Kwame
GHS6,482.50
Upcoming bills
Internet
In 3 days
GHS 450
DStv
3 Nov
GHS 380
Fees
6 Jan
GHS 4,500
Recent
ECG prepaid
MoMo · Today
−350.00
Water tanker
Cash · Yesterday
−400.00
How it works
As fast as sending a WhatsApp.
- 1
Say it or type it
“Water tanker four hundred cash” or “bread 30, gas 250”. Shorthand is fine.
- 2
It understands
Amount, what it was for, category, MoMo or cash, the date, and who paid.
- 3
You're done
A reply card confirms it. Tap Undo or Edit if anything's off — it learns from you.
ecg 350 momo
Saved · Electricity
GHS 350.00
MoMo · Today
remind internet 450 every 28th
Bill reminder set
Internet · GHS 450 · monthly on the 28th
Alerts 3 days before, on the day, and daily if late
Everything a home needs
Every cedi, every bill, everyone in the house.
Talk or type, like WhatsApp
Hold the mic and say “I paid 350 for ECG with MoMo”, or just type “ecg 350 momo”. Same result, under a second.
Sorts itself
Knows ECG, GOtv, Poly tank, PTA, trotro and hundreds more. Something new? It makes a category and learns from every fix.
Bills that nag (nicely)
Alerts 3 days before, on the day, and every morning until it's paid. School fees and rent get a 14-day heads-up.
See where it went
This week, this month, this term. Spots when food or ECG top-ups are running above normal.
One ledger, whole house
Husband, wife, anyone — each on their own phone, one combined view, every entry tagged with who logged it.
Works with no data
Voice, typing, saving and reminders all work offline. It syncs quietly when you're back online.
Speaks Ghana.
“Easy G” becomes ECG. “Three fifty” becomes 350. “Two k” becomes 2,000. It already knows the words your household uses.
Your money stays your business.
No OpenAI, no outside AI. Your voice is understood on your phone and never uploaded. Your ledger is backed up to our own servers only so your household can share it — each household can see only its own records. Lock the app with your fingerprint, export everything, or delete your account any time.
Questions
Is it really free?+
Yes. MyLedger is free for any household on Android and iPhone.
Does my voice go to OpenAI or the internet?+
No. Speech is turned into text on your phone, and the app's own rules understand it. No AI service ever hears you.
Does it come with someone else's bills?+
Never. It starts empty. You tick the categories you use and add your own bills — and you can edit or delete anything.
Can my spouse use it too?+
Yes. Share an invite code from Settings. You each log from your own phone and see one combined ledger.